For years, investors bought bonds backed by auto loans because they were considered extremely reliable, even amidst harsh financial markets and downturns in the economy. For the first time in decades, concerns are growing in the subprime auto market and regulators are watching closely. Joseph Cioffi Continue Reading
Structured Credit Investor | Skid Marks: Subprime Auto ABS Shows Sign of Pain
In the subprime auto ABS market, losses have begun to appear in certain deals and there are signs of a downturn for the first time since the 1990s. Joseph Cioffi was quoted multiple times in the Structured Credit Investor article, “Skid Marks: Subprime Auto ABS Shows Sign of Pain,” commenting on how Continue Reading
AdExchanger | Regulators Have Their Eye on the Dark Art of Dark Patterns
“Dark patterns” go far beyond just tricking internet users into giving up their personal information, money and time. These practices encompass anything from hiding junk fees in a bill to making it impossibly complicated to cancel a subscription. Paavana Kumar provided her comments on this topic in Continue Reading
Structured Credit Investor | Litigation Looms: Investor Disputes to Rise as CMBS Valuations Decline
Rising interest rates and post-pandemic trends have put pressure on valuations in the commercial real estate market in the United States, potentially triggering defaults and a rise in litigation over control rights in CMBS. Joseph Cioffi was quoted throughout the Structured Credit Investor article, Continue Reading
The Economist | Regulation Could Disrupt the Booming “Kidfluencer
While influencer marketing continues to grow, it is important to notice the ever changing nature of social media. As the Federal Trade Commission reviews the rules for advertising aimed at children, how will this affect child influencers and their earning potential? Allison Fitzpatrick was quoted Continue Reading
Law360 | 6 Gender-Affirming Health Care Appeals Attys Should Watch
Discrimination lawsuits challenging state-level and other health plan exclusions involving gender-affirming care have quickly caught the attention of the federal courts, increasing the chances that it will escalate to the U.S. Supreme Court and, among other things, affect employer health plans. Alan Continue Reading
The New York Sun | Feds Ready to Crack Down on Online ‘Influencers’ and Endorsements
How will the FTC’s updated Endorsement Guides impact how advertisers approach social media partnerships with influencers? In addition to ensuring influencers use clear and proper disclosures, the FTC wants to ensure that influencers only express their true and honest opinions when endorsing a Continue Reading
The Wall Street Journal | New FTC Guidelines Could Prompt Marketers, Influencers to Revisit Endorsement Practices
Last week, the FTC published their long-awaited updated endorsement guidelines. The updated guidelines focus on how influencers, celebrities and virtual influencers disclose their relationship with brands. Allison Fitzpatrick provided her comments and was quoted multiple times in this Wall Street Continue Reading
AdExchanger | Why YouTube Has A ‘Safe Harbor’ From Copyright Infringement
It is no surprise that you can find a plethora of copyrighted content on YouTube these days, from movies to shows. Although the Digital Millennium Copyright Act (DMCA) is in place to regulate copyrighted content on YouTube, there are legal exceptions. Gary Kibel provides his observations on how DMCA Continue Reading
PRWeek | Liv Golf Tees up Pressing Fara Questions for Agencies
Michael Lasky and Louis DiLorenzo were quoted in the PRWeek article, "Liv Golf Tees up Pressing Fara Questions for Agencies". Continue Reading