Westlaw Today | Reg. F: Finally Bright Line Rules Come to Debt Collection
Joseph Cioffi and Nicole Serratore recently discussed the CFPB’s new debt collection rules relating to communications between debt collectors and consumers, which gives greater control to consumers and reduces legal exposure for complying collectors. With the threat of an economic downturn and Continue Reading
Westlaw Today | Data Collection in the EU: Troubled Waters for U.S. Companies
FinTech Zoom | Can Regulators Pursue Lenders for Subprime Auto Defaults?
Joseph Cioffi and Nicole Serratore‘s Westlaw article was republished as a FinTech Zoom article “Can regulators pursue lenders for subprime auto defaults?“. Continue Reading
Westlaw Today | State Residency Rules up in Smoke as Cannabis Industry Grows
Cannabis’ illegality at the federal level has created opportunities for the states to shape the legal landscape and create rules designed to capture the economic benefits of the cannabis industry for themselves while protecting their citizens against potential social harms. However, state residency Continue Reading
Westlaw | Biden Administration Signals Change in Direction for Subprime Auto Regulations
Subprime auto lending and securitization is rolling as few thought possible at the start of the pandemic. The catalyst for the positivity has been the strength of the underlying auto market and collateral values. Unprecedented good times for the automobile Despite the unemployment and Continue Reading
Westlaw | SAG-AFTRA Welcomes the Influencer
After spending a decade carving out space in the industry, influencers are now being welcomed into the SAG-AFTRA union, which is recognizing them as a unique class of “multi-talented performers whose performances should be covered by a SAG-AFTRA contract.” Social media content creators, commonly Continue Reading
Westlaw | How Subprime RMBS Can Prepare Us for Subprime Auto Litigation in the Time of COVID-19
As our readers know, as far back as 2017, we sounded the alarm on the parallels between pre-crisis residential mortgage-backed securities (RMBS) and today’s subprime auto ABS. Since then, we’ve shared the viewpoints of participants and analysts who have echoed reasons for concern and the Continue Reading