Joseph Cioffi was quoted in an SCI article, "The HEAT is on." Continue Reading
Structured Credit Investor | Same as Ever?
Davis+Gilbert partner Joseph Cioffi reflects on the performance of the US subprime auto sector in 2021 and expectations for 2022. Continue Reading
Westlaw | Can Regulators Pursue Lenders for Subprime Auto Defaults?
Perspectives on 2021: Subprime Auto Optimism and Regulation on the Horizon
Westlaw | Biden Administration Signals Change in Direction for Subprime Auto Regulations
Subprime auto lending and securitization is rolling as few thought possible at the start of the pandemic. The catalyst for the positivity has been the strength of the underlying auto market and collateral values. Unprecedented good times for the automobile Despite the unemployment and Continue Reading
Subprime Auto ABS Thriving, But Regulatory Uncertainty Looms
Subprime auto market participants are expecting some deterioration in 2021 as concerns shift from the economic uncertainty brought about by the pandemic, to regulatory uncertainty ushered in with the new presidential administration. The potential for heightened regulatory scrutiny is weighing on Continue Reading
Subprime Auto: Participants’ Expectations Moving on From 2020 (360° Market Study of Subprime Auto Participants)
Under the Hood of Subprime Auto: The Timing’s Right for Introspection
Participants’ Expectations in a Time of Crisis (Q4 Update)
Non-Prime Times | Eyes on the Road Ahead: Going Back to the Market for the Latest Outlook
If you want to know the road ahead, it’s usually best to ask someone who’s been there. Looking back, Credit Chronometer’s 2019 and early 2020 subprime auto surveys of industry insiders eerily foreshadowed the uncertainty facing the market today. In those pre-pandemic times, participants Continue Reading