Subprime auto lending and securitization is rolling as few thought possible at the start of the pandemic. The catalyst for the positivity has been the strength of the underlying auto market and collateral values. Unprecedented good times for the automobile Despite the unemployment and Continue Reading
Employee Relations Law Journal | Bostock, Section 1557, and Transgender Benefits in Self-Funded Health Plans
Historically, many benefit plans contained exclusions for gender dysphoria treatments, including gender affirmation surgery. The reasons for this exclusion may have been the result of a number of considerations, including, at a basic level, managing the costs of the plan. However, in recent years, Continue Reading
The Agency 100 | Non-Competes Come Under Attack In More Jurisdictions
A number of states have enacted restrictions on non-competes in recent years. For example, in 2018 Massachusetts passed its Noncompetition Agreement Act, which prohibited certain non-compete agreements. But only three states — California, North Dakota and Oklahoma — have imposed a total ban. Continue Reading
Westlaw | SAG-AFTRA Welcomes the Influencer
After spending a decade carving out space in the industry, influencers are now being welcomed into the SAG-AFTRA union, which is recognizing them as a unique class of “multi-talented performers whose performances should be covered by a SAG-AFTRA contract.” Social media content creators, commonly Continue Reading
The Agency 100 | States Seek to Tax Digital Advertising Revenue
The economic impact of COVID-19 cannot be understated. States have experienced significant budget shortfalls due to limited economic activity, and as a result, state legislatures are searching for ways to raise revenue. Several states are looking into ways to close the budget gap by taxing digital Continue Reading
Employee Relations Law Journal | ESG Investing by ERISA Plan Fiduciaries: The DOL Final Regulations
There has been a long, confusing trail of regulatory and sub-regulatory guidance issued by the U.S. Department of Labor (DOL) dealing with the standards that plan fiduciaries must meet when selecting socially conscientious investments for their retirement plan (i.e., so-called ESG investments). Most Continue Reading
The Agency 100 | Planning Media Productions and Events During COVID-19
As the one-year anniversary of the first coronavirus shutdown orders in the U.S. was marked the lessons learned, and best practices distilled from entertainment and advertising productions should be applied more broadly throughout the communications and marketing industries. Communications firms Continue Reading
NAEPC Journal of Estate & Tax Planning | The Improved Power to Plan: NY Amends Its Power of Attorney Forms and Laws
As advisors, we are often charged with the implementation of our best-laid plans for our clients. Who hasn’t experienced the frustration and confusion when one of our planning documents is submitted to a financial institution and rejected, perhaps with little or no explanation? How much do we wish Continue Reading
The Agency 100 | Keeping Your Employees Safe – The COVID-19 Vaccine
Unfortunately, COVID-19 continues to infect people throughout the U.S. As vaccines become more widely available, integrated marketing communication firms have many questions about what that will mean for their workforces. Can we now safely return to the office (if still working remotely)? Can we Continue Reading
The Agency 100 | 4 More States Give Green Light to Legalize Recreational Marijuana
Recreational marijuana has been legalized in Arizona, Montana, New Jersey and South Dakota, as ballot initiatives legalizing marijuana have passed in all four states. This brings the tally up to 15 states plus Washington D.C. that permit recreational marijuana, and legalization efforts are also Continue Reading