Kanye West’s (aka Ye) recent fall from grace demonstrates the risks PR pros and marketers take when engaging with celebrity talent. Decisions of high-profile companies to halt ties with Ye demonstrate the need for a strong, well-drafted morals clause. A morals clause is more than legal Continue Reading
Employee Relations Law Journal | To Disclose or Not to Disclose: Key Takeaways from the CAA’s New Broker and Consultant Compensation Disclosure Requirements
2022 has proven to be a pivotal year for group health plans, as many new rules and compliance requirements take effect. Of note, the Consolidated Appropriations Act ("CAA"), signed into law on December 27, 2020, introduced a new requirement that, starting December 27, 2021, brokers and consultants Continue Reading
Reuters Legal News | New Privacy Laws in 2023 – Considering Draft Regulations in Colorado
Data privacy has been a hot topic throughout 2022. As companies are preparing for 2023, they should be prepared for upcoming state privacy laws in states such as California and Colorado. In a previous article, ("New privacy laws in 2023 - considering draft regulations," Reuters Legal News, Nov. 16, Continue Reading
Reuters Legal News | New Privacy Laws in 2023 – Considering Draft Regulations
There are five states with new comprehensive consumer privacy laws taking effect in 2023 — California, Virginia, Colorado, Utah and Connecticut. While businesses are well-advised to start their compliance efforts early, the lack of final implementing regulations from some states makes complete Continue Reading
Reuters Legal News | Understanding the Hunstein Decision’s Impact on Debt Collection
An 11th U.S. Circuit Court of Appeals case has left the debt collection world on pins and needles for a year wondering if a ministerial part of their business practice was suddenly a violation of the Fair Debt Collection Practices Act (FDCPA). For years, it was common practice to share consumer debt Continue Reading
Reuters Legal News | Repurchase Agreement Redux: Mortgage Loan Originator Bankruptcies Are Back
The reasons may be different, but mortgage loan originator bankruptcies are making headlines for the first time since the run-up to the 2008 financial crisis. Climbing interest rates on top of high home values have resulted in a sharp drop in origination volume on the heels of rapid growth and Continue Reading
AdExchanger | Measurement Is At Stake When CPRA Takes Effect
The digital media industry has been absorbing punches to its business model under the guise of privacy. Privacy advocates, including regulators and lawmakers, indiscriminately throw around the term "surveillance advertising” without acknowledging the many benefits of data-driven advertising to Continue Reading
Reuters Legal News | Federal Data Privacy Legislation: Differences With State Laws Raise Preemption Issues
For over two years now businesses have been dealing with the complexities of compliance with the California Consumer Privacy Act (CCPA); the nation’s first comprehensive consumer privacy law. Compliance became more complex with the enactment of comprehensive consumer privacy laws in Virginia, Continue Reading
Reuters Legal News | How Companies Can Manage the Risks in Handling Alternative Credit Data
Is a consumer with a FICO score below 620 actually a greater risk? How would you know? Evidence suggests originators can no longer rely solely on FICO scores to identify subprime borrowers or those with weaker credit prospects. Alternative data, such as bank account/cash flow, rental payment Continue Reading
Employee Relations Law Journal | Are Brokerage Windows Broken? Cryptocurrency Release Creates Concern for Plan Fiduciaries
In recent months, the U.S. Department of Labor ("DOL") has become aware of firms marketing investments in cryptocurrencies to 401(k) recent months plans as potential investment options for plan participants. In response to these concerns, the DOL issued Compliance Assistance Release 2022-01 (the Continue Reading